Terms of use

Terms and conditions

Please take the time to read these terms and conditions.

By using our website and the services and information offered on our website, you are agreeing to these terms and conditions.

If you purchase products or services through our website, there are additional terms and conditions relating to the purchase. Please make sure you agree with those terms and conditions prior to making your purchase.

Accuracy of content

We have taken proper care and precautions to ensure that the information we provide on this website is accurate at the time of publication. However, we cannot guarantee, nor do we accept any legal liability arising from or connected to, the accuracy, reliability, currency or completeness of anything contained on this website or on any linked site.

The information contained on this website should not take the place of professional advice.


The website is made available for your use on your acceptance and compliance with these terms and conditions. By using this website, you are agreeing to these terms and conditions.

You agree that you will use this website in accordance with all applicable local, state, national and international laws, rules and regulations.

You agree that you will not use, nor will you allow or authorise any third party to use, the website for any purpose that is unlawful, defamatory, harassing, abusive, fraudulent or obscene or in any other inappropriate way or in a way which conflicts with the website or the services.

You warrant that in accessing this site you will not introduce any virus or other malicious, harmful or destructive code.

We reserve the right to refuse or terminate service to anyone at any time without notice or reason.

Passwords and logins

You are responsible for maintaining the confidentiality of your passwords and login details and for all activities carried out under your password and login.

Indemnification for loss or damage

You agree to indemnify us and hold us harmless from and against any and all liabilities or expenses arising from or in any way related to your use of this website or the services or information offered on this website, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs and solicitors fees of every kind and nature incurred by you or any third parties through you.

Intellectual property and copyright

We hold the copyright to all content on this website.

You must not use or replicate our copyright material for any purposes unless expressly agreed to by us, in which case we may require you to sign a licence agreement.

If you wish to use our content or intellectual property, you should submit your request by contacting us.

Website links

This website contains links that direct you outside of this website. They may relate to a source for our content and/or they may provide additional information that can help you. Links are not an express or implied indication that we endorse or approve of the linked website, its contents or any associated website, product or service. We accept no liability for loss or damage arising out of or in connection to your use of linked sites.

You may link to our website. The link should be unique and relevant to our service.

You should not provide a link which suggests any association, approval or endorsement on our part in respect to your website, unless we have expressly agreed our consent in writing.

Links from directories or ‘link farms’ are not permitted. If in doubt, please contact us before you link to our website.

Comment policy

We welcome relevant and respectful comments on our website. All comments are reviewed by the editor before they’re published.

If you make any comments which are, in our opinion, unlawful, defamatory, harassing, abusive, fraudulent, obscene or in any other way inappropriate or which conflict with the website or the services offered, then we may at our discretion, refuse to publish such comments.

In addition, if we feel that your comment is promotional or commercial in nature (e.g. promoting a particular product, service, organisation or website) we will not publish it. Any comment that contains a promotional link will not be published.

Limitation of liability

We take no responsibility for the accuracy of any of the content or statements contained on this website or in relation to our services. Statements made are by way of general comment only and you should satisfy yourself as to their accuracy.  Further, all of our services are provided without a warranty with the exception of any warranties provided by law. We are not liable for any damages whatsoever, incurred as a result of or relating to the use of the website or our services.

Statements made by bloggers on this website, or website users who make comments on blogs, do not necessarily reflect our opinion.

Information collection

Use of information you have provided us with, or that we have collected and retained relating to your use of the website and/or our services, is governed by our Privacy Policy. By using this website and the services associated with this website, you are agreeing to the Privacy Policy. You can view our Privacy Policy to read more about why we collect personal information from you and how we use that information.


All personal information you give us will be dealt with in a confidential manner in accordance with our Privacy Policy. However, due to circumstances outside of our control, we cannot guarantee that all aspects of your use of this website will be confidential due to the potential ability of third parties to intercept and access such information.

Governing law

We retain the right to bring proceedings against you for breach of these terms and conditions, in your country of residence or any other appropriate country or jurisdiction.

Other terms

We may change the terms and conditions from time to time without prior notice.

Page last updated: October 8, 2022